American Momentum Bank is excited to offer mortgage programs tailored to meet the needs of new professionals in the communities we serve, all delivered by a proven team of mortgage experts committed to helping you succeed.

Our Preferred and Portfolio Loans

We offer as little as 5% down with no PMI on loan ammounts

  • Loan ammounts up to $3,000,000

  • Flexible rate options

  • Primary, secondary, and investment Homes

  • Non-warrantable condos

  • Resort condos

  • Construction-Perm

  • No PMI

  • Avaliable to foreign nationals

New Professionals Mortgage Program

  • Program available to Doctors, Dentists, Anesthesiologists, Attorneys, Engineers with Advanced Degrees, CPAs, Pharmacists, and PHD Level Professors and Senior Administrative Staff

  • 100% financing available

  • Eligible for purchase, refinance, and construction-to-permanent loans

  • No Private Mortgage Insurance (PMI)

  • Recent self-employment eligible

  • Future income or new contract employment allowed

  • No work history required for graduates

  • Deferred student loans allowed

CMG Financial

CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993. The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending, Wholesale Lending and Retail Lending.

As a direct lender, CMG Financial has the advantage of developing and launching proprietary products like the All In One Loan and HomeFundIt. The All In One Loan combines banking and mortgage financing to allow homeowners to apply payments to principal balance first, lowering the lifetime cost of mortgage interest, and paying off their mortgage faster. HomeFundIt is the first and only crowdfunding platform designed specifically for the down payment on a home.

Financial currently operates in most states, including District of Columbia, and holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. Throughout the mortgage banking and housing markets, CMG Financial is widely known for responsible lending practices, industry and consumer advocacy, product innovation, and operational efficiency.

All loans subject to credit and collateral approval. Some restrictions may apply. Contact lender for details.